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- Hard inquiries stay on your credit report for about two years but they don't impact your credit score as much as your payment history or total outstanding debt does.
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- This might prompt an issuer to review your account and lower your credit limit or raise your interest rate.
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You can generally transfer balances from as many cards as you like as long as you stay within the new card's credit limit This sounds like a no-brainer but keep in mind that most balance transfer offers involve a fee for moving the balance from your old card.
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Is there a limit to how much you can transfer?
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Are offered by customers. Fadi Stephan This is not to say that you should use these cards to take out more debt.